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Dickinson Financial Corporation Senior Portfolio Manager in Kansas City, Missouri

Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provide equal employment and affirmative action opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, veteran or military status, pregnancy, genetic information, medical condition or disability (physical or mental).

Summary:

Dickinson Financial Corporation and its affiliated banks--Academy Bank, N.A. and Armed Forces Bank, N.A.--rely on experienced commercial banking professionals to positively impact economic development in our communities and to reach our growth objectives. The Senior Portfolio Manager's primary role is to perform relationship underwriting and loan closing duties on select new business opportunities. Senior Portfolio Managers play a vital role in obtaining, analyzing, and recording commercial client financial information on an ongoing basis to assess continued credit quality and covenant compliance. Successful Senior Portfolio Managers have the ability to analyze financial data and loan documentation, promote and monitor client relationships and growth, and conduct transaction negotiation for renewals, modifications, and new facilities for clients in the assigned portfolio.

Principal Responsibilities:

Primary:

  • Monitor loans within assigned portfolio.

  • Maintain regular communication with borrowers and some third-party providers (e.g., title companies, insurance agents, outside legal counsel, etc.) in order to ensure the timely receipt of loan monitoring and other loan related documentation.

  • Prepare annual reviews for the loans in the assigned portfolio.

  • When necessary, prepare information and/or approval requests, recommendations, and reports for senior management or the Executive Credit Committee.

  • Conduct annual site inspections for loans within the assigned portfolio. Ensure loan related documentation is timely submitted for downloading to the Bank's electronic loan files.

Secondary:

  • Originate new loan request from borrowers with the portfolio.

  • Train, supervise, and/or monitor Associate Portfolio Managers.

  • Assist Commercial Bankers and other portfolio managers with (i) the review of new loan requests, (ii) the review of modification requests for existing loans, and (iii) the preparation of annual or more frequent loan reviews.

  • Assist Commercial Bankers and other portfolio managers with (a) the gathering of missing documentation, (b) the clearing of documentation exceptions, (c) the monitoring of covenant testing, (d) the completion of annual reviews, and (e) and the completion of site inspections.

  • Other duties as may be assigned from time-to-time.

  • Regular attendance is required, working at the worksite during regular business hours and/or assigned hours.

Minimum Qualifications:

  • Bachelor's degree in finance, accounting, business, or economics strongly preferred.

  • Must have a good understanding of financial statements and income tax returns.

  • Minimum of five years' experience working with commercial and/or commercial real estate credits. Background in SBA lending (7(a) and or 504) a plus.

  • The ideal candidate will be goal-oriented, with strong decision making, time management, and organizational skills.

  • The candidate needs to be a self-disciplined, self-motivated individual possessing a team spirit.

  • Excellent communication skills, both verbal and written, are also required.

  • The candidate must have good working knowledge of commercial loan underwriting.

  • Up to 20% travel time may be required.

Summary:

Dickinson Financial Corporation and its affiliated banks--Academy Bank, N.A. and Armed Forces Bank, N.A.--rely on experienced commercial banking professionals to positively impact economic development in our communities and to reach our growth objectives. The Portfolio Manager's primary role is to perform relationship management responsibilities with limited oversight for an existing commercial banking portfolio. Portfolio Managers play a vital role in obtaining, analyzing, and recording commercial client financial information on an ongoing basis to assess continued credit quality and covenant compliance. Successful Portfolio Managers have the ability to analyze financial data and loan documentation, promote and monitor client relationships and growth, and conduct transaction negotiation for renewals, modifications, and new facilities for clients in the assigned portfolio.

Principal Accountabilities:

  • Ensures timely tracking and detailed review of financial statements, loan covenants, and borrowing base reports.

  • Ensures financial and collateral reporting is received and recorded timely by the bank imaging system, with support provided by commercial banking administrative associates. Maintains reporting within tickler deadlines to update and clear exception items.

  • Regularly interacts with Executive Credit Committee with respect to portfolio clients by providing portfolio recommendations regarding hold size, risk ratings and watch list reporting; making recommendations to for periodic reviews and add-on opportunities; reporting on performance trends, preparing quarterly trend card updates and portfolio dashboard, and preparing annual reviews.

  • Facilitates the preparation of credit underwriting memoranda and analysis of existing loans in connection with renewals and modifications. Assists in facilitating closing of transactions.

  • With oversight, provides new business underwriting, including preparing and presenting underwriting memoranda for opportunities within region and/or vertical for initial opportunity screening and final credit approval.

  • Works closely and collaboratively with other departments, including credit with respect to underwriting and performance, legal (inside and outside) on closing loans, and treasury management for treasury product sales and ongoing client treasury needs.

  • Will mentor and develop skills of commercial banking support associates, including Associate Portfolio Managers and Commercial Banking Administrators.

  • Attends outside client calls with commercial bankers.

  • Attend marketing pipeline meetings.

  • Ad hoc duties as assigned.

  • Regular attendance required, working at the work site or on outside client calls during regular business hours and/or assigned hours.

Minimum Qualifications:

  • Bachelor's degree in economics, accounting or finance preferred.

  • Three-plus years of experience in underwriting and analyzing corporate credit, handling borrower relationships, and closing direct loan originations.

  • Strong financial analysis; written, verbal, and presentation communication skills.

  • Proficiency in Microsoft Office Suite products.

Physical Requirements:

The work environment is typical of a standard office setting. The position is sedentary, exerting 0 -- 10 lbs. of force occasionally and/or a negligible amount of force frequently. It involves sitting most of the time but may also involve walking or standing for brief periods of time. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication.

Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provide equal employment and affirmative action opportunities to applicants and employees without regard to race, color, religion, sex, sexual orientation, gender identity, gender expression, national origin, ancestry, veteran or military status, pregnancy, genetic information, medical condition or disability (physical or mental).

Summary:

Dickinson Financial Corporation and its affiliated banks--Academy Bank, N.A. and Armed Forces Bank, N.A.--rely on experienced commercial banking professionals to positively impact economic development in our communities and to reach our growth objectives. The Senior Portfolio Manager's primary role is to perform relationship underwriting and loan closing duties on select new business opportunities. Senior Portfolio Managers play a vital role in obtaining, analyzing, and recording commercial client financial information on an ongoing basis to assess continued credit quality and covenant compliance. Successful Senior Portfolio Managers have the ability to analyze financial data and loan documentation, promote and monitor client relationships and growth, and conduct transaction negotiation for renewals, modifications, and new facilities for clients in the assigned portfolio.

Principal Responsibilities:

Primary:

  • Monitor loans within assigned portfolio.

  • Maintain regular communication with borrowers and some third-party providers (e.g., title companies, insurance agents, outside legal counsel, etc.) in order to ensure the timely receipt of loan monitoring and other loan related documentation.

  • Prepare annual reviews for the loans in the assigned portfolio.

  • When necessary, prepare information and/or approval requests, recommendations, and reports for senior management or the Executive Credit Committee.

  • Conduct annual site inspections for loans within the assigned portfolio. Ensure loan related documentation is timely submitted for downloading to the Bank's electronic loan files.

Secondary:

  • Originate new loan request from borrowers with the portfolio.

  • Train, supervise, and/or monitor Associate Portfolio Managers.

  • Assist Commercial Bankers and other portfolio managers with (i) the review of new loan requests, (ii) the review of modification requests for existing loans, and (iii) the preparation of annual or more frequent loan reviews.

  • Assist Commercial Bankers and other portfolio managers with (a) the gathering of missing documentation, (b) the clearing of documentation exceptions, (c) the monitoring of covenant testing, (d) the completion of annual reviews, and (e) and the completion of site inspections.

  • Other duties as may be assigned from time-to-time.

  • Regular attendance is required, working at the worksite during regular business hours and/or assigned hours.

Minimum Qualifications:

  • Bachelor's degree in finance, accounting, business, or economics strongly preferred.

  • Must have a good understanding of financial statements and income tax returns.

  • Minimum of five years' experience working with commercial and/or commercial real estate credits. Background in SBA lending (7(a) and or 504) a plus.

  • The ideal candidate will be goal-oriented, with strong decision making, time management, and organizational skills.

  • The candidate needs to be a self-disciplined, self-motivated individual possessing a team spirit.

  • Excellent communication skills, both verbal and written, are also required.

  • The candidate must have good working knowledge of commercial loan underwriting.

  • Up to 20% travel time may be required.

  • Summary:

Dickinson Financial Corporation and its affiliated banks--Academy Bank, N.A. and Armed Forces Bank, N.A.--rely on experienced commercial banking professionals to positively impact economic development in our communities and to reach our growth objectives. The Portfolio Manager's primary role is to perform relationship management responsibilities with limited oversight for an existing commercial banking portfolio. Portfolio Managers play a vital role in obtaining, analyzing, and recording commercial client financial information on an ongoing basis to assess continued credit quality and covenant compliance. Successful Portfolio Managers have the ability to analyze financial data and loan documentation, promote and monitor client relationships and growth, and conduct transaction negotiation for renewals, modifications, and new facilities for clients in the assigned portfolio.

Principal Accountabilities:

  • Ensures timely tracking and detailed review of financial statements, loan covenants, and borrowing base reports.

  • Ensures financial and collateral reporting is received and recorded timely by the bank imaging system, with support provided by commercial banking administrative associates. Maintains reporting within tickler deadlines to update and clear exception items.

  • Regularly interacts with Executive Credit Committee with respect to portfolio clients by providing portfolio recommendations regarding hold size, risk ratings and watch list reporting; making recommendations to for periodic reviews and add-on opportunities; reporting on performance trends, preparing quarterly trend card updates and portfolio dashboard, and preparing annual reviews.

  • Facilitates the preparation of credit underwriting memoranda and analysis of existing loans in connection with renewals and modifications. Assists in facilitating closing of transactions.

  • With oversight, provides new business underwriting, including preparing and presenting underwriting memoranda for opportunities within region and/or vertical for initial opportunity screening and final credit approval.

  • Works closely and collaboratively with other departments, including credit with respect to underwriting and performance, legal (inside and outside) on closing loans, and treasury management for treasury product sales and ongoing client treasury needs.

  • Will mentor and develop skills of commercial banking support associates, including Associate Portfolio Managers and Commercial Banking Administrators.

  • Attends outside client calls with commercial bankers.

  • Attend marketing pipeline meetings.

  • Ad hoc duties as assigned.

  • Regular attendance required, working at the work site or on outside client calls during regular business hours and/or assigned hours.

Minimum Qualifications:

  • Bachelor's degree in economics, accounting or finance preferred.

  • Three-plus years of experience in underwriting and analyzing corporate credit, handling borrower relationships, and closing direct loan originations.

  • Strong financial analysis; written, verbal, and presentation communication skills.

  • Proficiency in Microsoft Office Suite products.

Physical Requirements:

The work environment is typical of a standard office setting. The position is sedentary, exerting 0 -- 10 lbs. of force occasionally and/or a negligible amount of force frequently. It involves sitting most of the time but may also involve walking or standing for brief periods of time. Reaching may be required involving extending arms in any direction. Office equipment, such as a computer and telephone will be used requiring the use of hands and fingers to manipulate a keyboard or keypad. Visual ability to read a computer screen or written documents is necessary. Speaking ability to express or exchange ideas; impart oral information to customers or to the public; or convey detailed or important spoken instructions by means of the spoken word is required. Hearing is necessary to receive detailed information through oral communication.

Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, age, marital status, gender identity, national origin, ancestry, protected veteran or military status, disability, pregnancy, genetic information or any other characteristic protected by applicable law.

Armed Forces Bank and Academy Bank are equal employment/affirmative action employers. If you need accommodation for any part of the employment process because of a medical condition or disability, please send an e-mail to humanresources@dfckc.com or call 816-412-6081 to let us know the nature of your request.

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